The Assumable Guy · Oregon · served locally by Jason Mitchell Group, our licensed Oregon partner
Switch market: Colorado →1,036 homes for sale with a low-rate loan you can take over.
Rate: lowest among today's Oregon listings, estimated from public loan records. Updated daily.
Deemed reliable but not guaranteed. Independently verify all information.
Deemed reliable but not guaranteed. Independently verify all information.
Deemed reliable but not guaranteed. Independently verify all information.
Deemed reliable but not guaranteed. Independently verify all information.
Deemed reliable but not guaranteed. Independently verify all information.
Deemed reliable but not guaranteed. Independently verify all information.
Deemed reliable but not guaranteed. Independently verify all information.
Deemed reliable but not guaranteed. Independently verify all information.
Deemed reliable but not guaranteed. Independently verify all information.
Deemed reliable but not guaranteed. Independently verify all information.
Deemed reliable but not guaranteed. Independently verify all information.
Deemed reliable but not guaranteed. Independently verify all information.
You take over the seller's FHA or VA loan at its original rate. You pay the seller their equity at closing.
A 2-3% loan instead of a new one at 7.11% can save hundreds a month.
A non-veteran can still assume a VA loan when the seller agrees.
Filter by city, rate, and monthly payment. We update daily.
We'll walk you through the entire process.
Step into the seller’s low-rate loan. Keep the payment difference every month.
Who to call, and how an Oregon purchase with an existing FHA or VA loan works.
Jason Cadwell, Jason Mitchell Group, OR License 200101048. Jason Cadwell handles purchases where the buyer assumes an FHA or VA loan in Oregon. Call (541) 619-4303. Listings: https://assumableguy.com/oregon/listings.
You contract to buy a home that already has an FHA or VA loan. The servicer approves you and transfers that loan into your name at the existing rate. You pay the equity gap at closing. A non-veteran can still assume a VA loan when the seller agrees. On a $500,000 loan over 30 years, 6.8% is $3,260 a month and 2.75% is $2,041 a month. That is $1,218 less each month, $438,631 over 30 years. It is an example, not a quote. The payment depends on the loan being assumed and on the equity gap, which is the difference between the price and the remaining balance.
FHA and VA loans. A conventional loan generally cannot be assumed. A non-veteran can assume a VA loan when the seller agrees to leave their entitlement with the property.
Tell us what you need, or call (541) 619-4303.
Jason Cadwell · Jason Mitchell Group
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