Privacy Policy

The Assumable Guy (“we,” “our,” or “us”) operates assumableguy.com. This Privacy Policy explains what information we collect when you use our website, how we use it, how we protect it, and your rights with respect to it.

By using this website, you agree to the collection and use of information as described in this policy. If you have questions, contact us at ryan@TheAssumableGuy.com.

1. Information We Collect

Information You Provide Directly

When you submit a lead form, register an account, or contact us, we may collect:

• Full name
• Email address
• Phone number
• Home buying preferences (price range, location, timeline)
• Messages or questions you send us

Information Collected Automatically

When you visit our website, we automatically collect certain technical information, including:

• IP address and general location (city/region level)
• Browser type and version
• Pages visited and time spent on each page
• Referring website or search query that brought you here
• Device type (desktop, mobile, tablet)
• Clicks, scrolls, and interactions on our site

This information is collected through cookies and third-party analytics tools described below.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to operate our website, analyze traffic, and serve relevant advertising. You can control cookie behavior through your browser settings, though disabling cookies may affect site functionality.

2. How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and connect you with real estate resources
• Send you information about available assumable mortgage listings in Colorado
• Follow up on your home buying or selling goals via phone, email, or text
• Improve our website content, performance, and user experience
• Measure the effectiveness of our advertising campaigns
• Comply with legal obligations

If you submit a contact form or register on our site, you consent to being contacted by our team via the information you provide. You may opt out at any time by replying STOP to any text message or clicking unsubscribe in any email.

3. Third Parties We Share Data With

We do not sell your personal information. We share data only with the following trusted service providers that help us operate our business:

All third-party service providers are contractually required to handle your data securely and only for the purposes we specify. We do not share your information with any other third parties without your explicit consent, except as required by law.

4. How We Protect Your Information

• All data transmitted between your browser and our site is encrypted via HTTPS/TLS
• User account data is stored in Supabase with encryption at rest
• Access to contact data in our CRM is limited to licensed real estate agents on our team
• We do not store full credit card or financial account numbers
• Our systems are reviewed regularly for security vulnerabilities

No method of transmission over the internet is 100% secure. While we take commercially reasonable precautions to protect your information, we cannot guarantee absolute security.

5. Your Rights and Choices

You have the right to:

• Access the personal information we hold about you
• Correct inaccurate or incomplete information
• Delete your information from our systems (subject to legal retention requirements)
• Opt out of marketing communications at any time
• Opt out of targeted advertising through Google and Meta settings

To exercise any of these rights, email us at ryan@TheAssumableGuy.com and we will respond within 30 days.

6. Data Retention

We retain your contact information for as long as necessary to provide our services and comply with legal obligations. If you request deletion of your data, we will remove it from our active systems within 30 days, except where retention is required by law (such as real estate transaction records, which Colorado law requires us to retain for a minimum period).

7. Children’s Privacy

Our website is not directed at children under 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, contact us immediately and we will delete it.

8. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the “Last updated” date at the top of this page. We encourage you to review this page periodically. Continued use of our website after any changes constitutes your acceptance of the updated policy.

9. Contact Us

If you have any questions about this Privacy Policy or how we handle your data: