Parker
Assumable Mortgages
42 active listings in Parker with assumable mortgages. Rates starting at 2.48%. Save an average of $1,152/month vs today's 6.9% rate.
Parker Buyers: VA Loan Inventory + Assumable Rates = Real Savings
Parker is one of Douglas County's most desirable communities, top-rated schools, a thriving downtown area, and proximity to both Denver and Colorado Springs. Home prices reflect that desirability, with medians in the $580,000–$750,000 range. At 6.9%, that price range creates some very difficult payment math.
Parker and the surrounding Douglas County area saw strong VA loan origination volume during 2020–2022 from servicemembers stationed at Buckley Space Force Base (east of Parker), Peterson Space Force Base, and Schriever Space Force Base. As those families rotate out on PCS orders, VA loans attached to Parker homes become available for assumption, by veterans and non-veterans alike.
On a $480,000 remaining VA loan at 3.0%, principal and interest is $2,024/month. At 6.9%, the same balance costs $3,196/month. That's $1,172 per month, $14,064 per year, that you keep by finding the right Parker listing with an assumable mortgage.
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