📍 Denver, CO

Denver
Assumable Mortgages

325 active listings in Denver with assumable mortgages. Rates starting at 1.00%. Save an average of $626/month vs today's 6.9% rate.

325
Active Listings
1.00%
Lowest Rate
$626
Avg Monthly Savings

Why Denver Buyers Choose Assumable Mortgages

Denver's competitive housing market has made assumable mortgages increasingly valuable. With home prices climbing and interest rates elevated, locking in a 2-4% assumable rate can translate to hundreds of dollars in monthly savings.

The Denver metro area has experienced significant population growth, with families and professionals relocating to Colorado for career opportunities and quality of life. This high demand has intensified the need for creative financing solutions like assumption. With 325 active assumable listings in the Denver metro, there's no shortage of opportunity.

The math is compelling: on a $400,000 remaining loan balance, assuming a 1.00% rate vs getting a new 6.9% loan saves you over $626 every single month. That's real money that stays in your pocket.

Top Denver Deals

See all 325 →
5751 Ithaca Place
2.9%
VA
🛏 2 bed🚿 1 bath📐 969 sqft
Monthly savings vs 6.5%$721/mo
Total savings (30yr)$259,560
$1,575/mo vs $2,221/mo (5% down)
Remaining loan: $338K · $31,809 to close
Get Loan Details →
5505 117th Circle
2.75%
VA
🛏 2 bed🚿 1 bath📐 875 sqft
Monthly savings vs 6.5%$1,087/mo
Total savings (30yr)$391,320
$2,242/mo vs $3,140/mo (5% down)
Remaining loan: $488K · $34,838 to close
Get Loan Details →
6544 Lowell Boulevard
3.77%
FHA
🛏 1 bed🚿 1 bath📐 760 sqft
Monthly savings vs 6.5%$1,228/mo
Total savings (30yr)$442,080
$3,719/mo vs $4,654/mo (5% down)
Remaining loan: $733K · $41,794 to close
Get Loan Details →
265 Pennsylvania Street
2.4%
VA
🛏 3 bed🚿 2 bath📐 1,907 sqft
Gap financing available. Ask us.
Remaining loan: $75K · $1,319,550 to close
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1058 Raleigh st Street
2.625%
FHA
🛏 5 bed🚿 4 bath📐 2,875 sqft
Monthly savings vs 6.5%$690/mo
Total savings (30yr)$248,400
$1,400/mo vs $2,102/mo (5% down)
Remaining loan: $307K · $42,985 to close
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1860 Arkansas Avenue
2.88%
VA
🛏 2 bed🚿 1 bath📐 969 sqft
Monthly savings vs 6.5%$1,018/mo
Total savings (30yr)$366,480
$2,175/mo vs $3,122/mo (5% down)
Remaining loan: $475K · $44,697 to close
Get Loan Details →

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