📍 Denver, CO

Denver
Assumable Mortgages

182 active listings in Denver with assumable mortgages. Rates starting at 2.25%. Save an average of $819/month vs today's 6.9% rate.

182
Active Listings
2.25%
Lowest Rate
$819
Avg Monthly Savings

Why Denver Buyers Choose Assumable Mortgages

Denver's competitive housing market has made assumable mortgages increasingly valuable. With home prices climbing and interest rates elevated, locking in a 2-4% assumable rate can translate to hundreds of dollars in monthly savings.

The Denver metro area has experienced significant population growth, with families and professionals relocating to Colorado for career opportunities and quality of life. This high demand has intensified the need for creative financing solutions like assumption. With 182 active assumable listings in the Denver metro, there's no shortage of opportunity.

The math is compelling: on a $400,000 remaining loan balance, assuming a 2.25% rate vs getting a new 6.9% loan saves you over $819 every single month. That's real money that stays in your pocket.

Top Denver Deals

See all 182
5751 Ithaca
2.9%
VA
$369,900
5751 Ithaca
Denver, CO 80237
🛏 2 bed🚿 2 bath📐 1,845 sqft
Monthly savings vs 6.5%$646/mo
Total savings (30yr)$232,560
$1,575/mo vs $2,221/mo (5% down)
Remaining loan: $341K · $27,300 to close
5540 Valentia
2.9%
FHA
$635,000
5540 Valentia
Denver, CO 80238
🛏 3 bed🚿 4 bath📐 2,459 sqft
Monthly savings vs 6.5%$1,107/mo
Total savings (30yr)$398,520
$2,706/mo vs $3,813/mo (5% down)
Remaining loan: $590K · $42,666 to close
2705 Evans
2.98%
FHA
$1,150,000
2705 Evans
Denver, CO 80210
🛏 11 bed🚿 5 bath📐 4,474 sqft
Monthly savings vs 6.5%$5,274/mo
Total savings (30yr)$1,898,640
$1,631/mo vs $6,905/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $181K · $802,226 to close
3650 Mariposa
2.77%
VA
$1,550,000
3650 Mariposa
Denver, CO 80211
🛏 4 bed🚿 4 bath📐 3,356 sqft
Monthly savings vs 6.5%$6,237/mo
Total savings (30yr)$2,245,320
$3,070/mo vs $9,307/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $658K · $890,654 to close
5571 Killarney
3.45%
FHA
$415,000
5571 Killarney
Denver, CO 80249
🛏 2 bed🚿 2 bath📐 1,463 sqft
Monthly savings vs 6.5%$520/mo
Total savings (30yr)$187,200
$1,972/mo vs $2,492/mo (5% down)
Remaining loan: $405K · $10,005 to close
5505 117th
2.75%
VA
$540,000
5505 117th
Denver, CO 80233
🛏 4 bed🚿 3 bath📐 2,000 sqft
Monthly savings vs 6.5%$1,001/mo
Total savings (30yr)$360,360
$2,242/mo vs $3,243/mo (5% down)
Remaining loan: $492K · $47,290 to close

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