📍 Denver, CO

Denver
Assumable Mortgages

183 active listings in Denver with assumable mortgages. Rates starting at 1.00%. Save an average of $1,057/month vs today's 6.9% rate.

183
Active Listings
1.00%
Lowest Rate
$1,057
Avg Monthly Savings

Why Denver Buyers Choose Assumable Mortgages

Denver's competitive housing market has made assumable mortgages increasingly valuable. With home prices climbing and interest rates elevated, locking in a 2-4% assumable rate can translate to hundreds of dollars in monthly savings.

The Denver metro area has experienced significant population growth, with families and professionals relocating to Colorado for career opportunities and quality of life. This high demand has intensified the need for creative financing solutions like assumption. With 183 active assumable listings in the Denver metro, there's no shortage of opportunity.

The math is compelling: on a $400,000 remaining loan balance, assuming a 1.00% rate vs getting a new 6.9% loan saves you over $1,057 every single month. That's real money that stays in your pocket.

Top Denver Deals

See all 183
2.9%
VA
🛏 2 bed🚿 2 bath📐 1,845 sqft
Monthly savings vs 6.5%$646/mo
Total savings (30yr)$232,560
$1,575/mo vs $2,221/mo (5% down)
Remaining loan: $340K · $27,300 to close
2.75%
VA
🛏 4 bed🚿 3 bath📐 2,000 sqft
Monthly savings vs 6.5%$940/mo
Total savings (30yr)$338,400
$2,242/mo vs $3,182/mo (5% down)
Remaining loan: $490K · $37,290 to close
2.77%
VA
🛏 4 bed🚿 4 bath📐 3,356 sqft
Monthly savings vs 6.5%$5,907/mo
Total savings (30yr)$2,126,520
$3,070/mo vs $8,977/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $658K · $835,654 to close
2.96%
FHA
🛏 3 bed🚿 2 bath📐 1,176 sqft
Monthly savings vs 6.5%$844/mo
Total savings (30yr)$303,840
$1,552/mo vs $2,396/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $330K · $69,491 to close
3.51%
FHA
🛏 4 bed🚿 2 bath📐 1,159 sqft
Monthly savings vs 6.5%$873/mo
Total savings (30yr)$314,280
$3,024/mo vs $3,897/mo (5% down)
Remaining loan: $616K · $31,991 to close
3.45%
FHA
🛏 2 bed🚿 1 bath📐 967 sqft
Monthly savings vs 6.5%$589/mo
Total savings (30yr)$212,040
$1,753/mo vs $2,342/mo (5% down)
Remaining loan: $357K · $29,289 to close

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