📍 Denver, CO

Denver
Assumable Mortgages

153 active listings in Denver with assumable mortgages. Rates starting at 2.68%. Save an average of $830/month vs today's 6.9% rate.

153
Active Listings
2.68%
Lowest Rate
$830
Avg Monthly Savings

Why Denver Buyers Choose Assumable Mortgages

Denver's competitive housing market has made assumable mortgages increasingly valuable. With home prices climbing and interest rates elevated, locking in a 2-4% assumable rate can translate to hundreds of dollars in monthly savings.

The Denver metro area has experienced significant population growth, with families and professionals relocating to Colorado for career opportunities and quality of life. This high demand has intensified the need for creative financing solutions like assumption. With 153 active assumable listings in the Denver metro, there's no shortage of opportunity.

The math is compelling: on a $400,000 remaining loan balance, assuming a 2.68% rate vs getting a new 6.9% loan saves you over $830 every single month. That's real money that stays in your pocket.

Top Denver Deals

See all 153 →
5751 Ithaca
2.9%
VA
$369,900
5751 Ithaca
Denver, CO 80237
🛏 2 bed🚿 2 bath📐 1,845 sqft
Monthly savings vs 6.5%$646/mo
Total savings (30yr)$232,560
$1,575/mo vs $2,221/mo (5% down)
Remaining loan: $342K · $28,047 to close
5540 Valentia
2.9%
FHA
$650,000
5540 Valentia
Denver, CO 80238
🛏 3 bed🚿 4 bath📐 2,459 sqft
Monthly savings vs 6.5%$1,197/mo
Total savings (30yr)$430,920
$2,706/mo vs $3,903/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $591K · $57,666 to close
3066 27th
3.51%
VA
$1,050,000
3066 27th
Denver, CO 80211
🛏 5 bed🚿 4 bath📐 3,130 sqft
Monthly savings vs 6.5%$1,571/mo
Total savings (30yr)$565,560
$4,734/mo vs $6,305/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $970K · $80,220 to close
4041 Hayward
2.83%
VA
$1,600,000
4041 Hayward
Denver, CO 80212
🛏 6 bed🚿 4 bath📐 3,662 sqft
Monthly savings vs 6.5%$5,962/mo
Total savings (30yr)$2,146,320
$3,645/mo vs $9,607/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $783K · $813,304 to close
1970 Willow
2.9%
VA
$434,000
1970 Willow
Denver, CO 80220
🛏 3 bed🚿 2 bath📐 1,425 sqft
Monthly savings vs 6.5%$796/mo
Total savings (30yr)$286,560
$1,810/mo vs $2,606/mo (5% down)
Remaining loan: $393K · $38,655 to close
19125 66th
3.55%
VA
$524,900
19125 66th
Denver, CO 80249
🛏 3 bed🚿 3 bath📐 1,921 sqft
Monthly savings vs 6.5%$882/mo
Total savings (30yr)$317,520
$2,270/mo vs $3,152/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $461K · $61,117 to close

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