Castle Rock
Assumable Mortgages
86 active listings in Castle Rock with assumable mortgages. Rates starting at 2.25%. Save an average of $947/month vs today's 6.9% rate.
Castle Rock: Douglas County's Hottest Market Meets Assumable Rate Savings
Castle Rock has been one of Colorado's fastest-growing cities for a decade. Located in Douglas County between Denver and Colorado Springs, it attracts buyers who want newer construction, good schools, and space, without sacrificing commute access to either city. Median home prices regularly reach $600,000–$750,000. At 6.9%, ownership costs are serious.
Castle Rock sits squarely in the Peterson Space Force Base and Schriever Space Force Base commuter zone. Many military personnel from Colorado Springs installations buy in Castle Rock or nearby Franktown. That creates VA loan inventory as those servicemembers rotate. Additionally, Castle Rock's 2020–2022 new construction surge was financed heavily with FHA and VA loans.
On a $500,000 remaining VA loan at 3.25%, principal and interest is $2,176/month. At 6.9%, it's $3,260/month. That's $1,084 per month in savings, $13,008 per year. Castle Rock is worth owning. Assumable mortgages make it possible to own affordably.
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