Ryan Thomson
The Assumable Guy | Colorado Licensed Real Estate Agent
License #100080993
“I eat, sleep, and breathe assumable mortgages.”
The Story
I started as a social worker making $35K a year. I knew I needed a different path to build wealth, so I found house hacking. I bought my first place, rented out rooms, and reinvested every dollar.
That led me to assumable mortgages. Once I understood the math, I couldn't unsee it. I built a portfolio of 5 Colorado Springs properties through assumptions, locking in rates from a different era while everyone else was paying 6%+.
Then I started helping other buyers do the same. I closed 7+ assumptions in a single quarter, more than most agents close in a career. I realized this wasn't a side hustle. It was the future.
Today I run a team of licensed Colorado agents. We work across all of real estate with a deep specialization in assumable transactions. Assumables are our edge, but we help buyers and sellers in every situation.
The mission: make homeownership possible again by giving buyers access to the rates sellers locked in during 2019–2022.
Why We Specialize in Assumables
Three reasons. That's it.
It's the best deal in real estate right now. Period.
When you can hand a buyer a 2.75% rate instead of 6.14%, everything else is noise. No other strategy delivers this kind of monthly savings.
Most agents don't know how to do them.
That's our competitive advantage. The process is complex. Banks add friction, paperwork is different, timelines are longer. We've built the systems to handle all of it.
The math speaks for itself.
Based on $400K home, 30-year fixed
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