🏠The Assumable Guy
📍 Pueblo, CO

Pueblo
Assumable Mortgages

52 active listings in Pueblo with assumable mortgages. Rates starting at 2.71%. Save an average of $649/month vs today's 6.14% rate.

52
Active Listings
2.71%
Lowest Rate
$649
Avg Monthly Savings

Why Pueblo Buyers Love Assumable Mortgages

Pueblo has been one of Colorado's hottest real estate markets, with median home prices pushing $450,000+. For buyers trying to afford a home in 2024, assumable mortgages offer a powerful alternative to today's high interest rates.

With 52 active assumable listings in the Pueblo metro area, including Fountain, Monument, Falcon, and surrounding communities. There's no shortage of opportunity. Many of these are military families (Fort Carson and Peterson AFB are nearby) with VA loans that can be assumed by non-veterans.

The math is compelling: on a $400,000 remaining loan balance, assuming a 2.71% rate vs getting a new 6.14% loan saves you over $649 every single month. That's real money that stays in your pocket.

Top Pueblo Deals

See all 52 →
4720 Desert Candle
3.69%
VA
$695,000
4720 Desert Candle
Pueblo, CO 81001
🛏 5 bed🚿 5 bath📐 4,888 sqft
Monthly savings vs 6.5%$1,507/mo
Total savings (30yr)$542,520
$2,666/mo vs $4,173/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $534K · Cash to close: $161K
1267 Ginger
2.77%
VA
$440,000
1267 Ginger
Pueblo, CO 81007
🛏 5 bed🚿 3 bath📐 3,024 sqft
Monthly savings vs 6.5%$821/mo
Total savings (30yr)$295,560
$1,821/mo vs $2,642/mo (5% down)
Remaining loan: $399K · Cash to close: $41K
1194 Gunpowder
2.96%
VA
$549,900
1194 Gunpowder
Pueblo, CO 81007
🛏 5 bed🚿 3 bath📐 2,688 sqft
Monthly savings vs 6.5%$1,519/mo
Total savings (30yr)$546,840
$1,783/mo vs $3,302/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $380K · Cash to close: $170K
965 Cimarron
2.86%
VA
$439,900
965 Cimarron
Pueblo, CO 81007
🛏 5 bed🚿 2 bath📐 2,322 sqft
Monthly savings vs 6.5%$1,095/mo
Total savings (30yr)$394,200
$1,546/mo vs $2,641/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $336K · Cash to close: $104K
61 Posada
2.9%
VA
$649,999
61 Posada
Pueblo, CO 81005
🛏 4 bed🚿 4 bath📐 3,550 sqft
Monthly savings vs 6.5%$2,393/mo
Total savings (30yr)$861,480
$1,510/mo vs $3,903/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $328K · Cash to close: $322K
1344 Blazing Star
3.07%
VA
$360,000
1344 Blazing Star
Pueblo, CO 81007
🛏 3 bed🚿 2 bath📐 1,266 sqft
Monthly savings vs 6.5%$575/mo
Total savings (30yr)$207,000
$1,587/mo vs $2,162/mo (5% down)
Remaining loan: $373K · Contact us for cash-to-close details
View All 52 Pueblo Listings →

Learn About Assumable Mortgages in Pueblo

2026-01-23
Assumable Mortgage Pueblo Colorado: Affordable Prices + Sub-3% Rates = the Best Deal in Southern Colorado
2026-03-05
VA Loan Assumption Process Colorado: Step-by-Step Guide for Veterans and Non-Veterans
2026-02-23
How to Get an Assumable Mortgage: Step-by-Step Guide (2026)
2026-02-05
Can You Assume a VA Loan Without Being a Veteran in Colorado? Yes, Here's How
2026-04-04
Assumable Mortgage Brighton Colorado: Save $850/Month in Adams County's Fastest-Growing City

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