The Assumable Guy · California · served locally by Ian Jimeno, Keller Williams Realty San Diego Metro
Switch market: Colorado →400 homes for sale with a low-rate loan you can take over.
Rate: lowest among today's San Diego listings, estimated from public loan records. Updated daily.
Deemed reliable but not guaranteed.
Deemed reliable but not guaranteed.
Deemed reliable but not guaranteed.
Deemed reliable but not guaranteed.
Deemed reliable but not guaranteed.
Deemed reliable but not guaranteed.
Deemed reliable but not guaranteed.
Deemed reliable but not guaranteed.
Deemed reliable but not guaranteed.
Deemed reliable but not guaranteed.
Deemed reliable but not guaranteed.
Deemed reliable but not guaranteed.
You take over the seller's FHA or VA loan at its original rate. You pay the seller their equity at closing.
A 2-3% loan instead of a new one at 7.11% can save hundreds a month.
A non-veteran can still assume a VA loan when the seller agrees.
Ian Jimeno of The Assumable Guy handles assumable FHA and VA purchases in San Diego.
Filter by city, rate, and monthly payment. We update daily.
We'll walk you through the entire process.
Step into the seller’s low-rate loan. Keep the payment difference every month.
Who to call, and how a San Diego purchase with an existing FHA or VA loan works.
Ian Jimeno is the San Diego agent for The Assumable Guy. CA DRE #02439550, Keller Williams Realty San Diego Metro (CA DRE #01295699). Broker of record: Robert Schantz, CA DRE #01360786. Office: 1660 Hotel Circle North, Suite 205, San Diego, CA 92108. Phone (858) 945-7484. Email ian@theassumableguy.com. Listings: https://assumableguy.com/san-diego/listings.
You buy a San Diego County home that already has an FHA or VA loan. The servicer approves the assumption and the loan stays at the seller's rate. You bring the equity gap to closing. Ian Jimeno handles that purchase for The Assumable Guy in San Diego. Only FHA and VA loans are assumable. On a $500,000 loan over 30 years, 6.8% is $3,260 a month and 2.75% is $2,041 a month. That is $1,218 less each month, $438,631 over 30 years. It is an example, not a quote. The payment depends on the loan being assumed and on the equity gap, which is the difference between the price and the remaining balance.
The Assumable Guy helps buyers purchase homes by assuming an existing FHA or VA loan. Conventional loans are generally not assumable. Colorado, including Denver and Colorado Springs, is Ryan Thomson, Keller Williams, CO License FA100092341. San Diego is Ian Jimeno, Keller Williams Realty San Diego Metro, CA DRE #02439550. Oregon is Jason Cadwell at Jason Mitchell Group. Des Moines is Darson Grantham at Keller Williams of Greater Des Moines. Birmingham is Steve Parker at Premier Hoover LLC - KW Hoover. The national page is https://assumableguy.com/assumable-mortgages.
Tell us what you need, or call (858) 945-7484.
Ian Jimeno · Keller Williams Realty San Diego Metro
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This information is deemed reliable but not guaranteed.
Listing data is refreshed from San Diego MLS several times daily. This view was last updated November 15, 2026 at 8:13 PM UTC. Some properties that appear may no longer be available.
Compilation © 2026 San Diego MLS.