Highlands Ranch
Assumable Mortgages
20 active listings in Highlands Ranch with assumable mortgages. Rates starting at 2.68%. Save an average of $1,377/month vs today's 6.9% rate.
Highlands Ranch Has Some of the Best Assumable Inventory in Colorado
Highlands Ranch is a master-planned community in Douglas County with some of Colorado's top-rated schools, world-class rec centers, and a highly desirable suburban lifestyle. Home prices range from $550,000 to $800,000 and higher. At 6.9%, those prices create payments that even dual-income households struggle to manage.
Here's why Highlands Ranch is particularly rich in assumable inventory: the community has a large military presence from Peterson Space Force Base and Schriever Space Force Base commuters. VA loan origination volume during 2020–2022 was significant, and as those servicemembers rotate, VA-backed homes in Highlands Ranch come to market. Non-veterans can assume VA loans. You just need to qualify on income and credit.
On a $500,000 remaining VA loan at 3.25%, principal and interest is $2,176/month. At6.9%, it's $3,260/month. That's exactly $1,084/month in savings, $13,008 per year. Highlands Ranch is worth buying in. Assumable mortgages make the payment realistic.
Top Highlands Ranch Deals
See all 20 →
Learn About Assumable Mortgages in Highlands Ranch
Talk to an Assumable Mortgage Expert in Highlands Ranch
Fill out the form below and one of our agents will reach out to walk you through your options.