Greeley
Assumable Mortgages

Greeley sits at the intersection of the Northern Colorado growth corridor and Weld County's strong economy. University of Northern Colorado, oil and gas, agriculture. Home prices have appreciated significantly, making monthly payments at 6.9% increasingly difficult for working families.

The FHA loan volume in Greeley from 2020–2021 was substantial. Greeley attracted many first-time buyers and relocators who used FHA loans to get into homes before prices climbed further. Those loans are now assumable, available to any buyer who qualifies, no military service required.

A $320,000 remaining FHA balance at 3.0% is $1,348/month. At 6.9%, it's $2,130/month. You save $782 per month (nearly $9,400 per year) on a modest Greeley home. Stack that over five years and you're looking at $47,000 in savings.