Greeley
Assumable Mortgages

Greeley sits at the intersection of the Northern Colorado growth corridor and Weld County's strong economy — University of Northern Colorado, oil and gas, agriculture. Home prices have appreciated significantly, making monthly payments at 6.14% increasingly difficult for working families.

The FHA loan volume in Greeley from 2020–2021 was substantial. Greeley attracted many first-time buyers and relocators who used FHA loans to get into homes before prices climbed further. Those loans are now assumable — available to any buyer who qualifies, no military service required.

A $320,000 remaining FHA balance at 3.0% is $1,348/month. At 6.14%, it's $2,130/month. You save $782 per month — nearly $9,400 per year — on a modest Greeley home. Stack that over five years and you're looking at $47,000 in savings.