📍 Arvada, CO

Arvada
Assumable Mortgages

25 active listings in Arvada with assumable mortgages. Rates starting at 2.74%. Save an average of $906/month vs today's 6.9% rate.

25
Active Listings
2.74%
Lowest Rate
$906
Avg Monthly Savings

Arvada's Growing Market + Assumable Rates = Real Buying Power

Arvada has grown into one of the Denver metro's most popular suburbs. Walkable Olde Town, light rail access, strong schools, and a tight community feel. Home prices have climbed accordingly, regularly hitting $550,000–$700,000 for a solid single-family home. At 6.9%, the monthly cost of ownership is steep.

The good news: Arvada saw strong FHA and VA purchase activity during 2020–2022. Those loans, originated at historic low rates, are now attached to homes that have appreciated significantly. The equity gap requires planning, but the monthly payment advantage is substantial.

On a $450,000 remaining balance at 3.0%, principal and interest is $1,897/month. At 6.9%, it's $2,995/month. Save $1,098/month ($13,176/year). That's what finding the right assumable listing in Arvada is worth.

Top Arvada Deals

See all 25
3.1%
FHA
🛏 2 bed🚿 3 bath📐 1,245 sqft
Monthly savings vs 6.5%$757/mo
Total savings (30yr)$272,520
$1,645/mo vs $2,402/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $361K · $50,960 to close
2.9%
FHA
🛏 3 bed🚿 3 bath📐 1,798 sqft
Monthly savings vs 6.5%$835/mo
Total savings (30yr)$300,600
$2,227/mo vs $3,062/mo (5% down)
Remaining loan: $480K · $29,750 to close
2.74%
VA
🛏 4 bed🚿 5 bath📐 4,246 sqft
Monthly savings vs 6.5%$4,805/mo
Total savings (30yr)$1,729,800
$1,794/mo vs $6,599/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $387K · $712,412 to close
3.75%
VA
🛏 5 bed🚿 5 bath📐 5,350 sqft
Monthly savings vs 6.5%$3,108/mo
Total savings (30yr)$1,118,880
$3,497/mo vs $6,605/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $695K · $402,474 to close

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