🏠The Assumable Guy
📍 Arvada, CO

Arvada
Assumable Mortgages

25 active listings in Arvada with assumable mortgages. Rates starting at 2.73%. Save an average of $884/month vs today's 6.14% rate.

25
Active Listings
2.73%
Lowest Rate
$884
Avg Monthly Savings

Arvada's Growing Market + Assumable Rates = Real Buying Power

Arvada has grown into one of the Denver metro's most popular suburbs — walkable Olde Town, light rail access, strong schools, and a tight community feel. Home prices have climbed accordingly, regularly hitting $550,000–$700,000 for a solid single-family home. At 6.14%, the monthly cost of ownership is steep.

The good news: Arvada saw strong FHA and VA purchase activity during 2020–2022. Those loans, originated at historic low rates, are now attached to homes that have appreciated significantly. The equity gap requires planning, but the monthly payment advantage is substantial.

On a $450,000 remaining balance at 3.0%, principal and interest is $1,897/month. At 6.14%, it's $2,995/month. Save $1,098/month — $13,176/year. That's what finding the right assumable listing in Arvada is worth.

Top Arvada Deals

See all 25 →
7936 Marshall
2.88%
VA
$565,000
7936 Marshall
Arvada, CO 80003
🛏 3 bed🚿 2 bath📐 1,846 sqft
Monthly savings vs 6.5%$1,113/mo
Total savings (30yr)$400,680
$2,280/mo vs $3,393/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $499K · Cash to close: $66K
14201 91st
5.3%
VA
$1,095,000
14201 91st
Arvada, CO 80005
🛏 5 bed🚿 4 bath📐 4,547 sqft
Monthly savings vs 6.5%$744/mo
Total savings (30yr)$267,840
$5,831/mo vs $6,575/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $991K · Cash to close: $104K
15296 66th
2.9%
FHA
$560,000
15296 66th
Arvada, CO 80007
🛏 3 bed🚿 3 bath📐 1,798 sqft
Monthly savings vs 6.5%$1,136/mo
Total savings (30yr)$408,960
$2,227/mo vs $3,363/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $484K · Cash to close: $76K
8358 Howell
4.48%
VA
$625,000
8358 Howell
Arvada, CO 80005
🛏 3 bed🚿 3 bath📐 1,928 sqft
Monthly savings vs 6.5%$357/mo
Total savings (30yr)$128,520
$3,396/mo vs $3,753/mo (5% down)
Remaining loan: $629K · Contact us for cash-to-close details
16335 62nd
3.1%
FHA
$509,000
16335 62nd
Arvada, CO 80403
🛏 2 bed🚿 3 bath📐 1,521 sqft
Monthly savings vs 6.5%$1,229/mo
Total savings (30yr)$442,440
$1,827/mo vs $3,056/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $391K · Cash to close: $118K
16676 93rd
4.875%
VA
$1,084,000
16676 93rd
Arvada, CO 80007
🛏 5 bed🚿 4 bath📐 3,886 sqft
Monthly savings vs 6.5%$422/mo
Total savings (30yr)$151,920
$6,087/mo vs $6,509/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $734K · Cash to close: $330K
View All 25 Arvada Listings →

Learn About Assumable Mortgages in Arvada

2026-01-02
Assumable Mortgage Arvada Colorado: How Olde Town Buyers Are Locking In Sub-3% Rates
2026-03-05
VA Loan Assumption Process Colorado: Step-by-Step Guide for Veterans and Non-Veterans
2026-02-23
How to Get an Assumable Mortgage: Step-by-Step Guide (2026)
2026-02-05
Can You Assume a VA Loan Without Being a Veteran in Colorado? Yes, Here's How
2026-04-05
Assumable Mortgage Woodland Park Colorado: Save $1,100/Month in Teller County's Mountain City

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