📍 Colorado Springs, CO
71 Homes with
Assumable Mortgages
Stop paying 7% when sellers are offering 2.63%. Every listing below lets you step into an existing low-rate loan and keep it for the life of your mortgage.
71
Active Listings
2.63%
Lowest Rate
$1,376
Avg Monthly Savings
28
Listings Under 3%
🎖️
Military Hub
Fort Carson, Peterson, Schriever, and the Air Force Academy surround Colorado Springs. Thousands of VA loans are assumable by anyone, you don't need to be a veteran.
📉
Real Savings
These 71 listings save buyers a combined $98K/month vs getting a new loan today. That's $1172K+ per year staying in buyers' pockets.
🔑
How It Works
The seller transfers their existing loan (rate, balance, and terms) directly into your name. The lender approves you. You pay the equity gap. You keep their rate for life.
All 71 Colorado Springs Listings
Sorted by lowest rate first. Updated daily from the MLS.
2.87%
VA
$390,000
1623 James
Colorado Springs, CO 80915
🛏 4 bed🚿 3 bath📐 1,890 sqft
Monthly savings vs 6.5%$602/mo
Total savings (30yr)$216,720
$1,740/mo vs $2,342/mo (5% down)
Remaining loan: $376K · $13,639 to close
2.9%
VA
$525,000
9833 Wando
Colorado Springs, CO 80925
🛏 5 bed🚿 3 bath📐 3,024 sqft
Monthly savings vs 6.5%$996/mo
Total savings (30yr)$358,560
$2,156/mo vs $3,152/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $467K · $58,063 to close
2.99%
VA
$1,115,000
19840 Glen Shadows
Colorado Springs, CO 80908
🛏 6 bed🚿 5 bath📐 5,015 sqft
Monthly savings vs 6.5%$3,200/mo
Total savings (30yr)$1,152,000
$3,495/mo vs $6,695/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $741K · $373,911 to close
2.94%
VA
$1,740,000
5540 Parapet
Colorado Springs, CO 80918
🛏 6 bed🚿 6 bath📐 6,768 sqft
Monthly savings vs 6.5%$6,599/mo
Total savings (30yr)$2,375,640
$3,849/mo vs $10,448/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $823K · $910,154 to close
2.98%
VA
$450,000
10764 Witcher
Colorado Springs, CO 80925
🛏 4 bed🚿 3 bath📐 1,750 sqft
Monthly savings vs 6.5%$744/mo
Total savings (30yr)$267,840
$1,958/mo vs $2,702/mo (5% down)
Remaining loan: $420K · $32,402 to close
2.9%
VA
$529,000
6125 Castlewood
Colorado Springs, CO 80918
🛏 4 bed🚿 3 bath📐 2,593 sqft
Monthly savings vs 6.5%$1,053/mo
Total savings (30yr)$379,080
$2,123/mo vs $3,176/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $459K · $69,275 to close
2.77%
VA
$1,200,000
9364 Shipman
Colorado Springs, CO 80908
🛏 4 bed🚿 3 bath📐 4,144 sqft
Monthly savings vs 6.5%$3,491/mo
Total savings (30yr)$1,256,760
$3,715/mo vs $7,206/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $800K · $394,535 to close
2.87%
VA
$1,695,000
4330 Ridgeway
Colorado Springs, CO 80908
🛏 6 bed🚿 5 bath📐 5,153 sqft
Monthly savings vs 6.5%$7,905/mo
Total savings (30yr)$2,845,800
$2,273/mo vs $10,178/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $791K · $1,203,223 to close
2.87%
VA
$369,900
2049 Birmingham
Colorado Springs, CO 80910
🛏 3 bed🚿 3 bath📐 1,692 sqft
Monthly savings vs 6.5%$675/mo
Total savings (30yr)$243,000
$1,546/mo vs $2,221/mo (5% down)
Remaining loan: $335K · $33,870 to close
3.45%
VA
$590,000
11029 Falling Snow
Colorado Springs, CO 80908
🛏 4 bed🚿 3 bath📐 2,604 sqft
Monthly savings vs 6.5%$896/mo
Total savings (30yr)$322,560
$2,647/mo vs $3,543/mo (5% down)
Remaining loan: $545K · $45,163 to close
2.99%
VA
$1,295,000
4015 Hermitage
Colorado Springs, CO 80906
🛏 4 bed🚿 4 bath📐 4,869 sqft
Monthly savings vs 6.5%$4,284/mo
Total savings (30yr)$1,542,240
$3,492/mo vs $7,776/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $740K · $554,581 to close
2.94%
VA
$2,150,000
26 Hutton
Colorado Springs, CO 80906
🛏 5 bed🚿 6 bath📐 7,060 sqft
Monthly savings vs 6.5%$9,720/mo
Total savings (30yr)$3,499,200
$3,190/mo vs $12,910/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $682K · $1,468,374 to close
2.84%
VA
$440,000
6575 Lange
Colorado Springs, CO 80918
🛏 4 bed🚿 3 bath📐 2,340 sqft
Monthly savings vs 6.5%$804/mo
Total savings (30yr)$289,440
$1,838/mo vs $2,642/mo (5% down)
Remaining loan: $402K · $40,149 to close
3.07%
VA
$525,000
6598 Alliance
Colorado Springs, CO 80925
🛏 5 bed🚿 4 bath📐 3,237 sqft
Monthly savings vs 6.5%$904/mo
Total savings (30yr)$325,440
$2,248/mo vs $3,152/mo (5% down)
Remaining loan: $479K · $45,377 to close
2.96%
VA
$1,035,000
10127 Palisade Ridge
Colorado Springs, CO 80920
🛏 5 bed🚿 3 bath📐 4,623 sqft
Monthly savings vs 6.5%$4,424/mo
Total savings (30yr)$1,592,640
$1,791/mo vs $6,215/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $385K · $653,005 to close
2.625%
VA
$2,199,000
6720 Jicarilla
Colorado Springs, CO 80908
🛏 8 bed🚿 7 bath📐 7,709 sqft
Monthly savings vs 6.5%$13,199/mo
Total savings (30yr)$4,751,640
$5/mo vs $13,204/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $1K · $2,197,962 to close
2.98%
VA
$440,000
5938 Santana
Colorado Springs, CO 80923
🛏 3 bed🚿 3 bath📐 1,670 sqft
Monthly savings vs 6.5%$799/mo
Total savings (30yr)$287,640
$1,843/mo vs $2,642/mo (5% down)
Remaining loan: $393K · $46,953 to close
3.76%
VA
$550,000
3041 Namib
Colorado Springs, CO 80939
🛏 6 bed🚿 3 bath📐 3,004 sqft
Monthly savings vs 6.5%$776/mo
Total savings (30yr)$279,360
$2,527/mo vs $3,303/mo (5% down)
Remaining loan: $503K · $47,372 to close
2.83%
VA
$1,299,000
6230 Spurwood
Colorado Springs, CO 80918
🛏 5 bed🚿 5 bath📐 6,377 sqft
Monthly savings vs 6.5%$5,177/mo
Total savings (30yr)$1,863,720
$2,623/mo vs $7,800/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $694K · $739,247 to close
3.18%
VA
$1,700,000
17512 Pond View
Colorado Springs, CO 80908
🛏 5 bed🚿 5 bath📐 4,882 sqft
Monthly savings vs 6.5%$6,770/mo
Total savings (30yr)$2,437,200
$3,438/mo vs $10,208/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $703K · $996,923 to close
2.9%
VA
$495,000
6484 Lazy Stream
Colorado Springs, CO 80923
🛏 4 bed🚿 4 bath📐 2,903 sqft
Monthly savings vs 6.5%$924/mo
Total savings (30yr)$332,640
$2,048/mo vs $2,972/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $444K · $50,436 to close
2.94%
VA
$1,185,000
305 Hidden Creek
Colorado Springs, CO 80906
🛏 5 bed🚿 5 bath📐 5,274 sqft
Monthly savings vs 6.5%$5,140/mo
Total savings (30yr)$1,850,400
$1,976/mo vs $7,116/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $415K · $770,277 to close
3%
VA
$1,849,999
11 Polo
Colorado Springs, CO 80906
🛏 4 bed🚿 5 bath📐 4,386 sqft
Monthly savings vs 6.5%$7,336/mo
Total savings (30yr)$2,640,960
$3,773/mo vs $11,109/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $797K · $1,050,732 to close
2.81%
VA
$415,000
6705 Liberator
Colorado Springs, CO 80925
🛏 3 bed🚿 3 bath📐 1,948 sqft
Monthly savings vs 6.5%$808/mo
Total savings (30yr)$290,880
$1,684/mo vs $2,492/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $363K · $52,468 to close
2.81%
VA
$1,200,000
18330 Bakers Farm
Colorado Springs, CO 80908
🛏 5 bed🚿 5 bath📐 4,714 sqft
Monthly savings vs 6.5%$5,381/mo
Total savings (30yr)$1,937,160
$1,825/mo vs $7,206/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $393K · $806,923 to close
2.96%
VA
$360,000
1604 Rosemont
Colorado Springs, CO 80911
🛏 4 bed🚿 2 bath📐 2,133 sqft
Monthly savings vs 6.5%$725/mo
Total savings (30yr)$261,000
$1,437/mo vs $2,162/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $307K · $53,487 to close
2.98%
VA
$1,190,000
7655 Lark Bunting
Colorado Springs, CO 80908
🛏 4 bed🚿 4 bath📐 3,553 sqft
Monthly savings vs 6.5%$5,740/mo
Total savings (30yr)$2,066,400
$1,406/mo vs $7,146/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $300K · $890,203 to close
2.652%
VA
$392,000
2927 Cabrillo
Colorado Springs, CO 80910
🛏 3 bed🚿 2 bath📐 1,738 sqft
Monthly savings vs 6.5%$842/mo
Total savings (30yr)$303,120
$1,512/mo vs $2,354/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $336K · $54,132 to close
3.75%
VA
$1,160,000
11872 Hawk Stone
Colorado Springs, CO 80921
🛏 5 bed🚿 5 bath📐 4,332 sqft
Monthly savings vs 6.5%$2,532/mo
Total savings (30yr)$911,520
$4,433/mo vs $6,965/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $884K · $273,960 to close
2.98%
VA
$445,000
2255 Allyn
Colorado Springs, CO 80915
🛏 4 bed🚿 3 bath📐 1,964 sqft
Monthly savings vs 6.5%$844/mo
Total savings (30yr)$303,840
$1,828/mo vs $2,672/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $389K · $55,145 to close
3.51%
VA
$1,350,000
10003 Aspen Valley
Colorado Springs, CO 80908
🛏 5 bed🚿 4 bath📐 4,317 sqft
Monthly savings vs 6.5%$2,999/mo
Total savings (30yr)$1,079,640
$5,107/mo vs $8,106/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $1.0M · $305,827 to close
2.84%
VA
$495,000
7585 Alpine Daisy
Colorado Springs, CO 80925
🛏 4 bed🚿 3 bath📐 2,359 sqft
Monthly savings vs 6.5%$971/mo
Total savings (30yr)$349,560
$2,001/mo vs $2,972/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $435K · $59,755 to close
3.35%
VA
$1,225,000
19679 Glen Shadows
Colorado Springs, CO 80908
🛏 5 bed🚿 5 bath📐 4,946 sqft
Monthly savings vs 6.5%$3,265/mo
Total savings (30yr)$1,175,400
$4,091/mo vs $7,356/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $814K · $407,057 to close
2.98%
VA
$490,000
8391 Hardwood
Colorado Springs, CO 80908
🛏 4 bed🚿 3 bath📐 2,778 sqft
Monthly savings vs 6.5%$935/mo
Total savings (30yr)$336,600
$2,007/mo vs $2,942/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $429K · $61,116 to close
3.34%
VA
$1,040,000
1857 Clayhouse
Colorado Springs, CO 80921
🛏 5 bed🚿 5 bath📐 4,415 sqft
Monthly savings vs 6.5%$3,255/mo
Total savings (30yr)$1,171,800
$2,990/mo vs $6,245/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $597K · $440,268 to close
2.87%
VA
$415,000
4687 Fencer
Colorado Springs, CO 80911
🛏 3 bed🚿 3 bath📐 1,696 sqft
Monthly savings vs 6.5%$865/mo
Total savings (30yr)$311,400
$1,627/mo vs $2,492/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $352K · $63,003 to close
3.34%
VA
$1,495,000
9835 Eaglet
Colorado Springs, CO 80908
🛏 4 bed🚿 5 bath📐 5,565 sqft
Monthly savings vs 6.5%$4,294/mo
Total savings (30yr)$1,545,840
$4,683/mo vs $8,977/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $939K · $559,773 to close
2.74%
VA
$420,000
1426 Fetterman
Colorado Springs, CO 80915
🛏 4 bed🚿 3 bath📐 2,120 sqft
Monthly savings vs 6.5%$904/mo
Total savings (30yr)$325,440
$1,618/mo vs $2,522/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $350K · $69,621 to close
3.45%
VA
$365,000
3621 Purdue
Colorado Springs, CO 80909
🛏 4 bed🚿 2 bath📐 1,675 sqft
Monthly savings vs 6.5%$480/mo
Total savings (30yr)$172,800
$1,712/mo vs $2,192/mo (5% down)
Remaining loan: $352K · $11,977 to close
3.1%
VA
$479,900
10520 Horton
Colorado Springs, CO 80925
🛏 4 bed🚿 3 bath📐 2,002 sqft
Monthly savings vs 6.5%$705/mo
Total savings (30yr)$253,800
$2,177/mo vs $2,882/mo (5% down)
Remaining loan: $467K · $15,953 to close
3.07%
VA
$400,000
54 Minden
Colorado Springs, CO 80906
🛏 4 bed🚿 3 bath📐 1,758 sqft
Monthly savings vs 6.5%$615/mo
Total savings (30yr)$221,400
$1,787/mo vs $2,402/mo (5% down)
Remaining loan: $381K · $18,742 to close
3.1%
VA
$389,000
6597 Rubicon
Colorado Springs, CO 80925
🛏 3 bed🚿 3 bath📐 1,821 sqft
Monthly savings vs 6.5%$602/mo
Total savings (30yr)$216,720
$1,734/mo vs $2,336/mo (5% down)
Remaining loan: $370K · $19,410 to close
3.73%
VA
$430,000
7050 Silvergrass
Colorado Springs, CO 80927
🛏 3 bed🚿 3 bath📐 1,438 sqft
Monthly savings vs 6.5%$542/mo
Total savings (30yr)$195,120
$2,040/mo vs $2,582/mo (5% down)
Remaining loan: $409K · $20,585 to close
3.96%
VA
$394,999
5872 Thurless
Colorado Springs, CO 80927
🛏 3 bed🚿 2 bath📐 1,766 sqft
Monthly savings vs 6.5%$469/mo
Total savings (30yr)$168,840
$1,903/mo vs $2,372/mo (5% down)
Remaining loan: $374K · $21,235 to close
3.45%
VA
$360,000
3927 Whittier
Colorado Springs, CO 80910
🛏 3 bed🚿 2 bath📐 1,250 sqft
Monthly savings vs 6.5%$534/mo
Total savings (30yr)$192,240
$1,628/mo vs $2,162/mo (5% down)
Remaining loan: $335K · $25,051 to close
3.07%
VA
$409,900
6485 Lazy Stream
Colorado Springs, CO 80923
🛏 3 bed🚿 3 bath📐 2,315 sqft
Monthly savings vs 6.5%$661/mo
Total savings (30yr)$237,960
$1,800/mo vs $2,461/mo (5% down)
Remaining loan: $383K · $26,541 to close
3.1%
VA
$399,900
4426 McGrew
Colorado Springs, CO 80911
🛏 3 bed🚿 2 bath📐 1,570 sqft
Monthly savings vs 6.5%$647/mo
Total savings (30yr)$232,920
$1,754/mo vs $2,401/mo (5% down)
Remaining loan: $373K · $26,882 to close
3.06%
VA
$405,000
6773 Galpin
Colorado Springs, CO 80925
🛏 4 bed🚿 3 bath📐 1,994 sqft
Monthly savings vs 6.5%$653/mo
Total savings (30yr)$235,080
$1,779/mo vs $2,432/mo (5% down)
Remaining loan: $374K · $28,127 to close
3.45%
VA
$485,000
10552 Horton
Colorado Springs, CO 80925
🛏 4 bed🚿 3 bath📐 1,750 sqft
Monthly savings vs 6.5%$701/mo
Total savings (30yr)$252,360
$2,211/mo vs $2,912/mo (5% down)
Remaining loan: $454K · $30,837 to close
3.07%
VA
$379,900
2455 Payne
Colorado Springs, CO 80916
🛏 4 bed🚿 2 bath📐 1,776 sqft
Monthly savings vs 6.5%$649/mo
Total savings (30yr)$233,640
$1,632/mo vs $2,281/mo (5% down)
Remaining loan: $350K · $31,661 to close
3.1%
VA
$485,000
8544 Vanderwood
Colorado Springs, CO 80908
🛏 3 bed🚿 3 bath📐 2,266 sqft
Monthly savings vs 6.5%$820/mo
Total savings (30yr)$295,200
$2,092/mo vs $2,912/mo (5% down)
Remaining loan: $446K · $36,248 to close
3.06%
VA
$425,000
2276 Sage Grouse
Colorado Springs, CO 80951
🛏 3 bed🚿 3 bath📐 1,716 sqft
Monthly savings vs 6.5%$718/mo
Total savings (30yr)$258,480
$1,834/mo vs $2,552/mo (5% down)
Remaining loan: $386K · $39,065 to close
3.45%
VA
$449,900
6950 Shunka
Colorado Springs, CO 80925
🛏 4 bed🚿 3 bath📐 1,750 sqft
Monthly savings vs 6.5%$702/mo
Total savings (30yr)$252,720
$1,999/mo vs $2,701/mo (5% down)
Remaining loan: $411K · $39,303 to close
3.07%
VA
$465,000
9752 Wando
Colorado Springs, CO 80925
🛏 4 bed🚿 3 bath📐 2,039 sqft
Monthly savings vs 6.5%$795/mo
Total savings (30yr)$286,200
$1,997/mo vs $2,792/mo (5% down)
Remaining loan: $424K · $39,663 to close
3.76%
FHA
$365,000
5932 Tympany
Colorado Springs, CO 80923
🛏 3 bed🚿 3 bath📐 1,615 sqft
Monthly savings vs 6.5%$558/mo
Total savings (30yr)$200,880
$1,634/mo vs $2,192/mo (5% down)
Remaining loan: $324K · $40,524 to close
3.45%
FHA
$424,900
2018 Oak
Colorado Springs, CO 80906
🛏 2 bed🚿 1 bath📐 792 sqft
Monthly savings vs 6.5%$689/mo
Total savings (30yr)$248,040
$1,862/mo vs $2,551/mo (5% down)
Remaining loan: $382K · $41,644 to close
3.76%
FHA
$404,000
4766 Kerry Lynn
Colorado Springs, CO 80922
🛏 3 bed🚿 3 bath📐 2,049 sqft
Monthly savings vs 6.5%$605/mo
Total savings (30yr)$217,800
$1,821/mo vs $2,426/mo (5% down)
Remaining loan: $362K · $41,780 to close
3.07%
VA
$450,000
9559 Desert Lily
Colorado Springs, CO 80925
🛏 3 bed🚿 3 bath📐 2,266 sqft
Monthly savings vs 6.5%$787/mo
Total savings (30yr)$283,320
$1,915/mo vs $2,702/mo (5% down)
Remaining loan: $408K · $42,275 to close
3.23%
VA
$374,900
2636 San Miguel
Colorado Springs, CO 80909
🛏 4 bed🚿 2 bath📐 1,855 sqft
Monthly savings vs 6.5%$605/mo
Total savings (30yr)$217,800
$1,646/mo vs $2,251/mo (5% down)
Remaining loan: $422K · $43,055 to close
3.1%
VA
$459,000
6005 San Mateo
Colorado Springs, CO 80911
🛏 3 bed🚿 3 bath📐 1,562 sqft
Monthly savings vs 6.5%$812/mo
Total savings (30yr)$292,320
$1,944/mo vs $2,756/mo (5% down)
Remaining loan: $414K · $43,822 to close
3.1%
VA
$445,000
10036 Thunderbolt
Colorado Springs, CO 80925
🛏 3 bed🚿 2 bath📐 1,469 sqft
Monthly savings vs 6.5%$794/mo
Total savings (30yr)$285,840
$1,878/mo vs $2,672/mo (5% down)
Remaining loan: $402K · $44,659 to close
3.45%
VA
$364,000
2310 La Salle
Colorado Springs, CO 80909
🛏 3 bed🚿 4 bath📐 1,786 sqft
Monthly savings vs 6.5%$637/mo
Total savings (30yr)$229,320
$1,549/mo vs $2,186/mo (5% down)
Remaining loan: $317K · $45,888 to close
3.08%
VA
$390,000
6655 Weiser
Colorado Springs, CO 80925
🛏 4 bed🚿 3 bath📐 1,748 sqft
Monthly savings vs 6.5%$702/mo
Total savings (30yr)$252,720
$1,640/mo vs $2,342/mo (5% down)
Remaining loan: $344K · $46,455 to close
3.07%
VA
$409,000
5180 Victory
Colorado Springs, CO 80911
🛏 3 bed🚿 2 bath📐 1,518 sqft
Monthly savings vs 6.5%$759/mo
Total savings (30yr)$273,240
$1,697/mo vs $2,456/mo (5% down)
Remaining loan: $362K · $46,832 to close
3.1%
VA
$388,990
9622 Yukon
Colorado Springs, CO 80925
🛏 3 bed🚿 3 bath📐 1,640 sqft
Monthly savings vs 6.5%$741/mo
Total savings (30yr)$266,760
$1,595/mo vs $2,336/mo (5% down)
Remaining loan: $340K · $49,070 to close
3.06%
VA
$435,000
13388 Positano
Colorado Springs, CO 80921
🛏 3 bed🚿 3 bath📐 1,817 sqft
Monthly savings vs 6.5%$798/mo
Total savings (30yr)$287,280
$1,814/mo vs $2,612/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $382K · $50,827 to close
3.1%
FHA
$415,000
3165 Dublin
Colorado Springs, CO 80918
🛏 4 bed🚿 3 bath📐 2,474 sqft
Monthly savings vs 6.5%$788/mo
Total savings (30yr)$283,680
$1,704/mo vs $2,492/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $362K · $51,838 to close
3.1%
VA
$430,000
1730 Hathaway
Colorado Springs, CO 80915
🛏 3 bed🚿 3 bath📐 1,605 sqft
Monthly savings vs 6.5%$843/mo
Total savings (30yr)$303,480
$1,739/mo vs $2,582/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $371K · $59,452 to close
3.07%
VA
$475,000
7343 Rosa Belle
Colorado Springs, CO 80922
🛏 3 bed🚿 4 bath📐 1,988 sqft
Monthly savings vs 6.5%$925/mo
Total savings (30yr)$333,000
$1,927/mo vs $2,852/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $410K · $62,023 to close
3.07%
FHA
$485,000
6674 Chantilly
Colorado Springs, CO 80922
🛏 4 bed🚿 4 bath📐 2,930 sqft
Monthly savings vs 6.5%$953/mo
Total savings (30yr)$343,080
$1,959/mo vs $2,912/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $418K · $66,086 to close
3.07%
VA
$364,000
5711 Tramore
Colorado Springs, CO 80927
🛏 3 bed🚿 2 bath📐 1,436 sqft
Monthly savings vs 6.5%$806/mo
Total savings (30yr)$290,160
$1,380/mo vs $2,186/mo (5% down)
Gap financing available. Ask us.
Remaining loan: $294K · $69,503 to close
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Colorado Springs Assumable Mortgage FAQ
Can I assume a VA loan if I'm not a veteran?
Yes. VA loans are assumable by any qualified buyer, veteran or not. The seller's VA entitlement stays tied up until the loan is paid off, but the buyer does not need to be a veteran.
How long does an assumption take in Colorado Springs?
FHA assumptions typically take 45-60 days. VA assumptions can run 45-90 days depending on the servicer. ServiceMac, Pentagon Federal, and some others are faster. USAA and Navy Federal are slower.
What's the equity gap and how do I cover it?
The equity gap is the difference between the home's purchase price and the remaining loan balance. You cover it with cash, a second mortgage (HELOC or gap loan), or a gift. Ryan works with lenders who specialize in gap financing.
Are there military-specific assumable deals near Fort Carson?
Fort Carson is surrounded by assumable VA loans in zip codes 80913, 80916, 80911, and 80925. These are some of the best assumptions in the city. Veterans leaving often have 2-4% VA loans.
What does it cost to work with Ryan?
Ryan is a licensed Colorado real estate agent and earns a standard buyer's agent commission paid by the seller. There's no out-of-pocket cost to work with him as your buyer's agent.
Ryan Thomson | The Assumable Guy | CO License #FA100092341 | (719) 624-3472