🏠The Assumable Guy

Loan Comparison: 6.15% vs 6.5%

105 Linden Drive, Colorado Springs, CO 80911 · 5bd/4ba · $320,000

List Price
$320,000
Assumable Rate
6.15%
Remaining Balance
$307,407
Equity Gap
$12,593
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($12,593) is less than 5% of the purchase price ($16,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$12,593
Effective Rate
6.15%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,921/mo
Assumable @ 6.15%
$1,873/mo
$49less per month with the assumable

Your Savings on This Property

105 Linden Drive, Colorado Springs · 6.15% VA vs 6.5% conventional

$49
per month
$584
per year
$17,524
over 30 years
$20,931
interest saved
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