🏠The Assumable Guy

Loan Comparison: 4% vs 6.5%

3927 Whittier Drive, Colorado Springs, CO 80910 · 3bd/2ba · $335,000

List Price
$335,000
Assumable Rate
4%
Remaining Balance
$334,922
Equity Gap
$78
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($78) is less than 5% of the purchase price ($16,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$78
Effective Rate
4%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,012/mo
Assumable @ 4%
$1,599/mo
$413less per month with the assumable

Your Savings on This Property

3927 Whittier Drive, Colorado Springs · 4% VA vs 6.5% conventional

$413
per month
$4,951
per year
$148,532
over 30 years
$165,204
interest saved
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