🏠The Assumable Guy

Loan Comparison: 4% vs 6.5%

2297 Whitewood Drive, Colorado Springs, CO 80910 · 3bd/2ba · $360,000

List Price
$360,000
Assumable Rate
4%
Remaining Balance
$342,903
Equity Gap
$17,096
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($17,096) is less than 5% of the purchase price ($18,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$17,096
Effective Rate
4%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,162/mo
Assumable @ 4%
$1,637/mo
$525less per month with the assumable

Your Savings on This Property

2297 Whitewood Drive, Colorado Springs · 4% VA vs 6.5% conventional

$525
per month
$6,295
per year
$188,856
over 30 years
$189,759
interest saved
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