🏠The Assumable Guy

Loan Comparison: 6.28% vs 6.5%

163 Sabin Way, Lochbuie, CO 80603 · 3bd/2ba · $494,900

List Price
$494,900
Assumable Rate
6.28%
Remaining Balance
$476,811
Equity Gap
$18,089
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($18,089) is less than 5% of the purchase price ($24,745). Your down payment covers the full gap with no second mortgage required.

Down Payment
$18,089
Effective Rate
6.28%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,972/mo
Assumable @ 6.28%
$2,945/mo
$27less per month with the assumable

Your Savings on This Property

163 Sabin Way, Lochbuie · 6.28% FHA vs 6.5% conventional

$27
per month
$319
per year
$9,570
over 30 years
$16,226
interest saved
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