🏠The Assumable Guy

Loan Comparison: 5.41% vs 6.5%

216 5th Avenue, La Salle, CO 80645 · 5bd/3ba · $330,000

List Price
$330,000
Assumable Rate
5.41%
Remaining Balance
$328,750
Equity Gap
$1,250
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($1,250) is less than 5% of the purchase price ($16,500). Your down payment covers the full gap with no second mortgage required.

Down Payment
$1,250
Effective Rate
5.41%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,982/mo
Assumable @ 5.41%
$1,848/mo
$133less per month with the assumable

Your Savings on This Property

216 5th Avenue, La Salle · 5.41% FHA vs 6.5% conventional

$133
per month
$1,601
per year
$48,041
over 30 years
$63,291
interest saved
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