Loan Comparison: 2.77% vs 6.5%
4980 Getaway Drive, Berthoud, CO 80513 · 6bd/4ba · $2,295,000
List Price
$2,295,000
Assumable Rate
2.77%
Remaining Balance
$475,340
Equity Gap
$1,819,659
Loan Type
VAAdjust Your Scenario
$114,750
$114,750$1,819,659
7.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.77% (VA)
Blended Rate: 6.47%
Monthly Payment Comparison
New Conventional @ 6.5%
$13,781/moAssumable @ 2.77% + gap loan
$13,867/moAssumed loan: $1,946/mo
Gap financing: $11,921/mo
Your Savings on This Property
4980 Getaway Drive, Berthoud · 2.77% VA vs 6.5% conventional
$0
per month
$0
per year
$0
over 30 years
$0
interest saved
How gap financing works: The equity gap ($1,819,659) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($114,750, 5% of purchase price) and a second mortgage for the rest ($1,704,909 at 7.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 4980 Getaway Drive.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.