Loan Comparison: 3.21% vs 6.5%
5256 Dorado Court, Littleton, CO 80123 · 4bd/3ba · $2,450,000
List Price
$2,450,000
Assumable Rate
3.21%
Remaining Balance
$1,745,325
Equity Gap
$704,675
Loan Type
VAAdjust Your Scenario
$122,500
$122,500$704,675
7.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.21% (VA)
Blended Rate: 4.28%
Monthly Payment Comparison
New Conventional @ 6.5%
$14,711/moAssumable @ 3.21% + gap loan
$11,628/moAssumed loan: $7,558/mo
Gap financing: $4,071/mo
$3,083less per month with the assumable
Your Savings on This Property
5256 Dorado Court, Littleton · 3.21% VA vs 6.5% conventional
$3,083
per month
$36,999
per year
$1,109,963
over 30 years
$1,109,963
interest saved
How gap financing works: The equity gap ($704,675) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($122,500, 5% of purchase price) and a second mortgage for the rest ($582,175 at 7.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 5256 Dorado Court.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.