Loan Comparison: 6.49% vs 6.5%
4551 Goldflower Drive, Johnstown, CO 80534 · 3bd/3ba · $519,000
List Price
$519,000
Assumable Rate
6.49%
Remaining Balance
$146,681
Equity Gap
$372,318
Loan Type
VAAdjust Your Scenario
$25,950
$25,950$372,318
7.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 6.49% (VA)
Blended Rate: 7.20%
Monthly Payment Comparison
New Conventional @ 6.5%
$3,116/moAssumable @ 6.49% + gap loan
$3,348/moAssumed loan: $926/mo
Gap financing: $2,422/mo
Your Savings on This Property
4551 Goldflower Drive, Johnstown · 6.49% VA vs 6.5% conventional
$0
per month
$0
per year
$0
over 30 years
$0
interest saved
How gap financing works: The equity gap ($372,318) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($25,950, 5% of purchase price) and a second mortgage for the rest ($346,368 at 7.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 4551 Goldflower Drive.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.