🏠The Assumable Guy

Loan Comparison: 5.23% vs 6.5%

17681 95th Place, Commerce City, CO 80022 · 2bd/2ba · $415,000

List Price
$415,000
Assumable Rate
5.23%
Remaining Balance
$408,393
Equity Gap
$6,606
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($6,606) is less than 5% of the purchase price ($20,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$6,606
Effective Rate
5.23%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,492/mo
Assumable @ 5.23%
$2,250/mo
$242less per month with the assumable

Your Savings on This Property

17681 95th Place, Commerce City · 5.23% FHA vs 6.5% conventional

$242
per month
$2,902
per year
$87,056
over 30 years
$101,199
interest saved
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