🏠The Assumable Guy

Loan Comparison: 4.25% vs 6.5%

1996 Griffin Drive, Brighton, CO 80601 · 5bd/4ba · $590,000

List Price
$590,000
Assumable Rate
4.25%
Remaining Balance
$575,609
Equity Gap
$14,391
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($14,391) is less than 5% of the purchase price ($29,500). Your down payment covers the full gap with no second mortgage required.

Down Payment
$14,391
Effective Rate
4.25%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,543/mo
Assumable @ 4.25%
$2,832/mo
$711less per month with the assumable

Your Savings on This Property

1996 Griffin Drive, Brighton · 4.25% FHA vs 6.5% conventional

$711
per month
$8,533
per year
$255,993
over 30 years
$271,102
interest saved
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