🏠The Assumable Guy

Loan Comparison: 2.81% vs 6.5%

2498 Scranton Way, Aurora, CO 80014 · 3bd/2ba · $420,000

List Price
$420,000
Assumable Rate
2.81%
Remaining Balance
$402,569
Equity Gap
$17,430
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($17,430) is less than 5% of the purchase price ($21,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$17,430
Effective Rate
2.81%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,522/mo
Assumable @ 2.81%
$1,656/mo
$866less per month with the assumable

Your Savings on This Property

2498 Scranton Way, Aurora · 2.81% FHA vs 6.5% conventional

$866
per month
$10,388
per year
$311,644
over 30 years
$315,213
interest saved
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