Loan Comparison: 3.77% vs 6.5%
4760 Wadsworth Boulevard, Littleton, CO 80123 · 3bd/2ba · $255,000
List Price
$255,000
Assumable Rate
3.77%
Remaining Balance
$188,386
Equity Gap
$66,614
Loan Type
FHAAdjust Your Scenario
$12,750
$12,750$66,614
7.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.77% (FHA)
Blended Rate: 4.60%
Monthly Payment Comparison
New Conventional @ 6.5%
$1,531/moAssumable @ 3.77% + gap loan
$1,251/moAssumed loan: $875/mo
Gap financing: $377/mo
$280less per month with the assumable
Your Savings on This Property
4760 Wadsworth Boulevard, Littleton · 3.77% FHA vs 6.5% conventional
$280
per month
$3,360
per year
$100,791
over 30 years
$100,791
interest saved
How gap financing works: The equity gap ($66,614) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($12,750, 5% of purchase price) and a second mortgage for the rest ($53,864 at 7.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 4760 Wadsworth Boulevard.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.