Loan Comparison: 3.36% vs 6.5%
4351 Stone Post Drive, Castle Rock, CO 80108 · 5bd/5ba · $1,549,000
List Price
$1,549,000
Assumable Rate
3.36%
Remaining Balance
$621,413
Equity Gap
$927,587
Loan Type
VAAdjust Your Scenario
$77,450
$77,450$927,587
7.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.36% (VA)
Blended Rate: 5.75%
Monthly Payment Comparison
New Conventional @ 6.5%
$9,301/moAssumable @ 3.36% + gap loan
$8,686/moAssumed loan: $2,742/mo
Gap financing: $5,944/mo
$615less per month with the assumable
Your Savings on This Property
4351 Stone Post Drive, Castle Rock · 3.36% VA vs 6.5% conventional
$615
per month
$7,378
per year
$221,339
over 30 years
$221,339
interest saved
How gap financing works: The equity gap ($927,587) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($77,450, 5% of purchase price) and a second mortgage for the rest ($850,137 at 7.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 4351 Stone Post Drive.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.