🏠The Assumable Guy

Loan Comparison: 3.45% vs 6.5%

15562 Bails Drive, Aurora, CO 80017 · 2bd/2ba · $415,000

List Price
$415,000
Assumable Rate
3.45%
Remaining Balance
$413,356
Equity Gap
$1,643
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($1,643) is less than 5% of the purchase price ($20,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$1,643
Effective Rate
3.45%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,492/mo
Assumable @ 3.45%
$1,845/mo
$647less per month with the assumable

Your Savings on This Property

15562 Bails Drive, Aurora · 3.45% FHA vs 6.5% conventional

$647
per month
$7,768
per year
$233,025
over 30 years
$252,131
interest saved
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