Loan Comparison: 3.22% vs 6.5%
7506 Buckskin Ranch View, Peyton, CO 80831 · 4bd/3ba · $1,354,000
List Price
$1,354,000
Assumable Rate
3.22%
Remaining Balance
$933,212
Equity Gap
$420,788
Loan Type
VAAdjust Your Scenario
$67,700
$67,700$420,788
7.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.22% (VA)
Blended Rate: 4.39%
Monthly Payment Comparison
New Conventional @ 6.5%
$8,130/moAssumable @ 3.22% + gap loan
$6,515/moAssumed loan: $4,046/mo
Gap financing: $2,469/mo
$1,615less per month with the assumable
Your Savings on This Property
7506 Buckskin Ranch View, Peyton · 3.22% VA vs 6.5% conventional
$1,615
per month
$19,385
per year
$581,544
over 30 years
$581,544
interest saved
How gap financing works: The equity gap ($420,788) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($67,700, 5% of purchase price) and a second mortgage for the rest ($353,088 at 7.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 7506 Buckskin Ranch View.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.