Loan Comparison: 4.84% vs 6.5%
633 Walden Court, Littleton, CO 80112 · 1bd/1ba · $570,000
List Price
$570,000
Assumable Rate
4.84%
Remaining Balance
$142,721
Equity Gap
$427,278
Loan Type
FHAAdjust Your Scenario
$28,500
$28,500$427,278
7.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 4.84% (FHA)
Blended Rate: 6.80%
Monthly Payment Comparison
New Conventional @ 6.5%
$3,423/moAssumable @ 4.84% + gap loan
$3,541/moAssumed loan: $752/mo
Gap financing: $2,788/mo
Your Savings on This Property
633 Walden Court, Littleton · 4.84% FHA vs 6.5% conventional
$0
per month
$0
per year
$0
over 30 years
$0
interest saved
How gap financing works: The equity gap ($427,278) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($28,500, 5% of purchase price) and a second mortgage for the rest ($398,778 at 7.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 633 Walden Court.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.