🏠The Assumable Guy

Loan Comparison: 6.3% vs 6.5%

16462 Mountain Flax Drive, Monument, CO 80132 · 3bd/3ba · $489,900

List Price
$489,900
Assumable Rate
6.3%
Remaining Balance
$468,659
Equity Gap
$21,240
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($21,240) is less than 5% of the purchase price ($24,495). Your down payment covers the full gap with no second mortgage required.

Down Payment
$21,240
Effective Rate
6.3%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,942/mo
Assumable @ 6.3%
$2,901/mo
$41less per month with the assumable

Your Savings on This Property

16462 Mountain Flax Drive, Monument · 6.3% VA vs 6.5% conventional

$41
per month
$490
per year
$14,690
over 30 years
$17,944
interest saved
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