🏠The Assumable Guy

Loan Comparison: 4% vs 6.5%

2047 Pinyon Jay Drive, Colorado Springs, CO 80951 · 2bd/1ba · $469,900

List Price
$469,900
Assumable Rate
4%
Remaining Balance
$447,048
Equity Gap
$22,852
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($22,852) is less than 5% of the purchase price ($23,495). Your down payment covers the full gap with no second mortgage required.

Down Payment
$22,852
Effective Rate
4%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,822/mo
Assumable @ 4%
$2,134/mo
$687less per month with the assumable

Your Savings on This Property

2047 Pinyon Jay Drive, Colorado Springs · 4% VA vs 6.5% conventional

$687
per month
$8,248
per year
$247,431
over 30 years
$248,074
interest saved
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