🏠The Assumable Guy

Loan Comparison: 6.12% vs 6.5%

3623 Spitfire Drive, Colorado Springs, CO 80911 · 4bd/3ba · $440,000

List Price
$440,000
Assumable Rate
6.12%
Remaining Balance
$428,308
Equity Gap
$11,692
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($11,692) is less than 5% of the purchase price ($22,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$11,692
Effective Rate
6.12%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,642/mo
Assumable @ 6.12%
$2,601/mo
$41less per month with the assumable

Your Savings on This Property

3623 Spitfire Drive, Colorado Springs · 6.12% VA vs 6.5% conventional

$41
per month
$492
per year
$14,754
over 30 years
$25,062
interest saved
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