🏠The Assumable Guy

Loan Comparison: 5.89% vs 6.5%

15612 96th Way, Commerce City, CO 80022 · 3bd/4ba · $350,000

List Price
$350,000
Assumable Rate
5.89%
Remaining Balance
$334,455
Equity Gap
$15,544
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($15,544) is less than 5% of the purchase price ($17,500). Your down payment covers the full gap with no second mortgage required.

Down Payment
$15,544
Effective Rate
5.89%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,102/mo
Assumable @ 5.89%
$1,982/mo
$120less per month with the assumable

Your Savings on This Property

15612 96th Way, Commerce City · 5.89% FHA vs 6.5% conventional

$120
per month
$1,440
per year
$43,197
over 30 years
$45,152
interest saved
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