Loan Comparison: 4.93% vs 6.5%
7168 Yampa River Heights, Fountain, CO 80817 · 4bd/2ba · $339,000
List Price
$339,000
Assumable Rate
4.93%
Remaining Balance
$112,848
Equity Gap
$226,152
Loan Type
VAAdjust Your Scenario
$16,950
$16,950$226,152
7.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 4.93% (VA)
Blended Rate: 6.60%
Monthly Payment Comparison
New Conventional @ 6.5%
$2,036/moAssumable @ 4.93% + gap loan
$2,064/moAssumed loan: $601/mo
Gap financing: $1,463/mo
Your Savings on This Property
7168 Yampa River Heights, Fountain · 4.93% VA vs 6.5% conventional
$0
per month
$0
per year
$0
over 30 years
$0
interest saved
How gap financing works: The equity gap ($226,152) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($16,950, 5% of purchase price) and a second mortgage for the rest ($209,202 at 7.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 7168 Yampa River Heights.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.