🏠The Assumable Guy

Loan Comparison: 4% vs 6.5%

1760 Peterson Road, Colorado Springs, CO 80909 · 4bd/2ba · $445,000

List Price
$445,000
Assumable Rate
4%
Remaining Balance
$428,926
Equity Gap
$16,074
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($16,074) is less than 5% of the purchase price ($22,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$16,074
Effective Rate
4%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,672/mo
Assumable @ 4%
$2,048/mo
$624less per month with the assumable

Your Savings on This Property

1760 Peterson Road, Colorado Springs · 4% VA vs 6.5% conventional

$624
per month
$7,492
per year
$224,751
over 30 years
$230,927
interest saved
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