Loan Comparison: 5.79% vs 6.5%
9615 Aspen Hill Circle, Lone Tree, CO 80013 · 1bd/1ba · $1,484,900
List Price
$1,484,900
Assumable Rate
5.79%
Remaining Balance
$145,506
Equity Gap
$1,339,394
Loan Type
FHAAdjust Your Scenario
$74,245
$74,245$1,339,394
7.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 5.79% (FHA)
Blended Rate: 7.32%
Monthly Payment Comparison
New Conventional @ 6.5%
$8,916/moAssumable @ 5.79% + gap loan
$9,699/moAssumed loan: $853/mo
Gap financing: $8,846/mo
Your Savings on This Property
9615 Aspen Hill Circle, Lone Tree · 5.79% FHA vs 6.5% conventional
$0
per month
$0
per year
$0
over 30 years
$0
interest saved
How gap financing works: The equity gap ($1,339,394) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($74,245, 5% of purchase price) and a second mortgage for the rest ($1,265,149 at 7.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
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