🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

4169 Quatar, Aurora, CO 80019 · 4bd/3ba · $400,000

List Price
$400,000
Assumable Rate
4.98%
Remaining Balance
$425,218
Equity Gap
$-25,218
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-25,218) is less than 5% of the purchase price ($20,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-25,218
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,402/mo
Assumable @ 4.98%
$2,277/mo
$124less per month with the assumable

Your Savings on This Property

4169 Quatar, Aurora · 4.98% FHA vs 6.5% conventional

$124
per month
$1,493
per year
$44,781
over 30 years
$89,999
interest saved
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