🏠The Assumable Guy

Loan Comparison: 5.52% vs 6.5%

9758 Joliet, Commerce City, CO 80022 · 3bd/4ba · $450,000

List Price
$450,000
Assumable Rate
5.52%
Remaining Balance
$429,597
Equity Gap
$20,402
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($20,402) is less than 5% of the purchase price ($22,500). Your down payment covers the full gap with no second mortgage required.

Down Payment
$20,402
Effective Rate
5.52%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,702/mo
Assumable @ 5.52%
$2,445/mo
$257less per month with the assumable

Your Savings on This Property

9758 Joliet, Commerce City · 5.52% FHA vs 6.5% conventional

$257
per month
$3,090
per year
$92,697
over 30 years
$94,794
interest saved
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