Loan Comparison: 2.88% vs 6.5%

17715 Radbourne, Monument, CO 80132 · 5bd/5ba · $1,450,000

List Price
$1,450,000
Assumable Rate
2.88%
Remaining Balance
$539,483
Equity Gap
$910,516
Loan Type
VA

Adjust Your Scenario

$72,500
$72,500$910,516
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 2.88% (VA)
Blended Rate: 6.30%

Monthly Payment Comparison

New Conventional @ 6.5%
$8,707/mo
Assumable @ 2.88% + gap loan
$8,683/mo
Assumed loan: $2,240/mo
Gap financing: $6,444/mo
$23less per month with the assumable

Your Savings on This Property

17715 Radbourne, Monument · 2.88% VA vs 6.5% conventional

$23
per month
$281
per year
$8,425
over 30 years
$8,424
interest saved
How gap financing works: The equity gap ($910,516) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($72,500, 5% of purchase price) and a second mortgage for the rest ($838,016 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠

Back to This Listing

View photos, details, and request a showing for 17715 Radbourne.

View Listing Details
📈

Interested in This Home?

Get full loan details and schedule a showing. Free, no obligation.

Free. No spam. We personally respond within 24 hours.

By submitting, you consent to be contacted by The Assumable Guy via phone, text, and email regarding assumable mortgage properties. Message & data rates may apply. Reply STOP to opt out.