Loan Comparison: 3.03% vs 6.5%
18895 Sage Crest, Peyton, CO 80831 · 3bd/4ba · $589,900
List Price
$589,900
Assumable Rate
3.03%
Remaining Balance
$17,574
Equity Gap
$572,326
Loan Type
VAAdjust Your Scenario
$29,495
$29,495$572,326
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.03% (VA)
Blended Rate: 8.33%
Monthly Payment Comparison
New Conventional @ 6.5%
$3,542/moAssumable @ 3.03% + gap loan
$4,248/moAssumed loan: $74/mo
Gap financing: $4,174/mo
Your Savings on This Property
18895 Sage Crest, Peyton · 3.03% VA vs 6.5% conventional
$0
per month
$0
per year
$0
over 30 years
$0
interest saved
How gap financing works: The equity gap ($572,326) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($29,495, 5% of purchase price) and a second mortgage for the rest ($542,831 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 18895 Sage Crest.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.