🏠The Assumable Guy

Loan Comparison: 5.52% vs 6.5%

10712 Dayton, Commerce City, CO 80640 · 4bd/2ba · $400,000

List Price
$400,000
Assumable Rate
5.52%
Remaining Balance
$415,476
Equity Gap
$-15,476
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-15,476) is less than 5% of the purchase price ($20,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-15,476
Effective Rate
5.52%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,402/mo
Assumable @ 5.52%
$2,364/mo
$38less per month with the assumable

Your Savings on This Property

10712 Dayton, Commerce City · 5.52% FHA vs 6.5% conventional

$38
per month
$451
per year
$13,542
over 30 years
$49,018
interest saved
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