🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

128 Amherst, Colorado Springs, CO 80911 · 5bd/2ba · $345,000

List Price
$345,000
Assumable Rate
4.98%
Remaining Balance
$337,478
Equity Gap
$4,961
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($4,961) is less than 5% of the purchase price ($17,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$4,961
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,072/mo
Assumable @ 4.98%
$1,808/mo
$264less per month with the assumable

Your Savings on This Property

128 Amherst, Colorado Springs · 4.98% FHA vs 6.5% conventional

$264
per month
$3,169
per year
$95,066
over 30 years
$104,794
interest saved
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