🏠The Assumable Guy

Loan Comparison: 5.52% vs 6.5%

305 64th, Greeley, CO 80634 · 3bd/2ba · $445,000

List Price
$445,000
Assumable Rate
5.52%
Remaining Balance
$422,919
Equity Gap
$20,330
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($20,330) is less than 5% of the purchase price ($22,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$20,330
Effective Rate
5.52%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,672/mo
Assumable @ 5.52%
$2,407/mo
$265less per month with the assumable

Your Savings on This Property

305 64th, Greeley · 5.52% FHA vs 6.5% conventional

$265
per month
$3,186
per year
$95,569
over 30 years
$95,738
interest saved
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