🏠The Assumable Guy

Loan Comparison: 4.92% vs 6.5%

4883 Jamesport, Colorado Springs, CO 80918 · 3bd/3ba · $640,000

List Price
$640,000
Assumable Rate
4.92%
Remaining Balance
$644,064
Equity Gap
$-4,064
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-4,064) is less than 5% of the purchase price ($32,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-4,064
Effective Rate
4.92%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,843/mo
Assumable @ 4.92%
$3,426/mo
$417less per month with the assumable

Your Savings on This Property

4883 Jamesport, Colorado Springs · 4.92% VA vs 6.5% conventional

$417
per month
$5,003
per year
$150,091
over 30 years
$186,155
interest saved
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