🏠The Assumable Guy

Loan Comparison: 4.17% vs 6.5%

13589 102, Commerce City, CO 80022 · 3bd/3ba · $395,000

List Price
$395,000
Assumable Rate
4.17%
Remaining Balance
$391,080
Equity Gap
$473
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($473) is less than 5% of the purchase price ($19,750). Your down payment covers the full gap with no second mortgage required.

Down Payment
$473
Effective Rate
4.17%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$2,372/mo
Assumable @ 4.17%
$1,906/mo
$466less per month with the assumable

Your Savings on This Property

13589 102, Commerce City · 4.17% FHA vs 6.5% conventional

$466
per month
$5,595
per year
$167,842
over 30 years
$183,672
interest saved
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