🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

8405 Mount Ouray, Littleton, CO 80125 · 4bd/4ba · $580,000

List Price
$580,000
Assumable Rate
4.98%
Remaining Balance
$582,686
Equity Gap
$-2,686
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-2,686) is less than 5% of the purchase price ($29,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-2,686
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$3,483/mo
Assumable @ 4.98%
$3,121/mo
$362less per month with the assumable

Your Savings on This Property

8405 Mount Ouray, Littleton · 4.98% FHA vs 6.5% conventional

$362
per month
$4,342
per year
$130,258
over 30 years
$161,944
interest saved
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