Loan Comparison: 3.55% vs 6.5%
19125 66th, Denver, CO 80249 · 3bd/3ba · $519,900
List Price
$519,900
Assumable Rate
3.55%
Remaining Balance
$460,176
Equity Gap
$56,117
Loan Type
VAAdjust Your Scenario
$25,995
$25,995$56,117
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 3.55% (VA)
Blended Rate: 3.85%
Monthly Payment Comparison
New Conventional @ 6.5%
$3,122/moAssumable @ 3.55% + gap loan
$2,311/moAssumed loan: $2,079/mo
Gap financing: $232/mo
$811less per month with the assumable
Your Savings on This Property
19125 66th, Denver · 3.55% VA vs 6.5% conventional
$811
per month
$9,731
per year
$291,939
over 30 years
$288,332
interest saved
How gap financing works: The equity gap ($56,117) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($25,995, 5% of purchase price) and a second mortgage for the rest ($30,122 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 19125 66th.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.