Loan Comparison: 4.48% vs 6.5%
10456 Carriage Club, Lone Tree, CO 80124 · 5bd/5ba · $1,300,000
List Price
$1,300,000
Assumable Rate
4.48%
Remaining Balance
$1,232,995
Equity Gap
$67,005
Loan Type
VAAdjust Your Scenario
$65,000
$65,000$67,005
8.50%
5%10%
Second mortgage rate on the equity gap
Conventional Rate: 6.5% (30yr fixed)
Assumable Rate: 4.48% (VA)
Blended Rate: 4.49%
Monthly Payment Comparison
New Conventional @ 6.5%
$7,806/moAssumable @ 4.48% + gap loan
$6,248/moAssumed loan: $6,233/mo
Gap financing: $15/mo
$1,558less per month with the assumable
Your Savings on This Property
10456 Carriage Club, Lone Tree · 4.48% VA vs 6.5% conventional
$1,558
per month
$18,694
per year
$560,831
over 30 years
$560,831
interest saved
How gap financing works: The equity gap ($67,005) is the difference between the home price and the remaining loan balance. You cover this with a down payment ($65,000, 5% of purchase price) and a second mortgage for the rest ($2,005 at 8.5%). Even with two payments, the blended cost is typically much lower than a new conventional loan. We work with lenders who specialize in assumption gap financing.
🏠
Back to This Listing
View photos, details, and request a showing for 10456 Carriage Club.
View Listing Details📈
Interested in This Home?
Get full loan details and schedule a showing. Free, no obligation.