🏠The Assumable Guy

Loan Comparison: 5.52% vs 6.5%

995 Miller, Lakewood, CO 80226 · 2bd/1ba · $300,000

List Price
$300,000
Assumable Rate
5.52%
Remaining Balance
$291,027
Equity Gap
$8,972
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($8,972) is less than 5% of the purchase price ($15,000). Your down payment covers the full gap with no second mortgage required.

Down Payment
$8,972
Effective Rate
5.52%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,801/mo
Assumable @ 5.52%
$1,656/mo
$145less per month with the assumable

Your Savings on This Property

995 Miller, Lakewood · 5.52% FHA vs 6.5% conventional

$145
per month
$1,744
per year
$52,315
over 30 years
$58,342
interest saved
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