🏠The Assumable Guy

Loan Comparison: 4.98% vs 6.5%

6 33rd, Colorado Springs, CO 80904 · 2bd/1ba · $318,000

List Price
$318,000
Assumable Rate
4.98%
Remaining Balance
$318,934
Equity Gap
$-934
Loan Type
VA

No Secondary Financing Needed

The equity gap on this property ($-934) is less than 5% of the purchase price ($15,900). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-934
Effective Rate
4.98%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,909/mo
Assumable @ 4.98%
$1,708/mo
$201less per month with the assumable

Your Savings on This Property

6 33rd, Colorado Springs · 4.98% VA vs 6.5% conventional

$201
per month
$2,415
per year
$72,456
over 30 years
$89,290
interest saved
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