🏠The Assumable Guy

Loan Comparison: 3.76% vs 6.5%

17920 104th, Commerce City, CO 80022 · 3bd/3ba · $305,000

List Price
$305,000
Assumable Rate
3.76%
Remaining Balance
$337,930
Equity Gap
$-32,930
Loan Type
FHA

No Secondary Financing Needed

The equity gap on this property ($-32,930) is less than 5% of the purchase price ($15,250). Your down payment covers the full gap with no second mortgage required.

Down Payment
$-32,930
Effective Rate
3.76%
vs Conventional
6.5%

Monthly Payment Comparison

New Conventional @ 6.5%
$1,831/mo
Assumable @ 3.76%
$1,567/mo
$264less per month with the assumable

Your Savings on This Property

17920 104th, Commerce City · 3.76% FHA vs 6.5% conventional

$264
per month
$3,174
per year
$95,217
over 30 years
$143,397
interest saved
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